I'm a founder at KarmicLabs. I used to expense stuff on my personal card at a previous company, but I don't think the points made up for the times I lost receipts or didn't bother to expense small stuff. YMMV.

That's already an issue for anyone who has a corporate card today. It's much easier for the company to handle expenses via a corporate card bill than someone's personal card, and it's also much easier to avoid abuse.

One EPT (expense pro tip?) -- usually the dining programs associated with airlines work by registering existing cards with your account (and thus FF#). You can register corporate cards under your name so that if you dine at participating restaurants you earn anywhere from 1-to-10 miles per dollar.

Depends. Many employers allow their employees to accrue Amex points off corporate cards. Paid for most of a vacation with those a few jobs ago.

Yep - I work at a large consulting company, and everyone has their own Amex. It's a corporate issued Amex, but it's your name on the card and you're responsible for paying it off. The benefit is, you get a listing of transactions in our expense software, and I can link specific transactions to specific clients or jobs. Then the reimbursed expense shows up in your bank account. Or, I can mark them as personal and pay for them myself.

I used to work for one of the big consulting firms. We were required to use a corporate Amex but our expense software wasn't integrated, so we still had to copy over every single transaction manually.

At least they let us keep the points.

@saryant see new evolutions in merchant rewards such as http://www.paymentsleader.com/pointopia-rewards/.... these concepts will still evolve off of this new technology..

Actually, it's still entirely possible jgbond with apps that are being developed in the eco-system. Apps like Pointopia would still allow for exchanges and use of points...as the company would establish (I am a founder here and we have thought about this topic a bit and do consider this aspect)...http://www.paymentsleader.com/pointopia-rewards/

I would think that's a feature for the company, not a bug, since the company should receive those reward points.

We actually use the interchange revenue that would be going towards rewards points to pay for the costs of building/running the product. There may be enough left over to do a rewards program in the future, but for now the product is the points. :)

Really, off of debit transactions? I thought interchange is only 0.05% + $0.21, which doesn't seem like enough to power rewards ever. These days I thought it's only credit cards that can support rewards (closer to 2% interchange).

It's issued under a Durbin exempt, commercial, prepaid BIN.

Interesting! But wait a second... how does this work with prepaid cards? Do companies need to preload funds onto the cards before employees can spend them?

E.g for an employee to spend up to $5,000 on a trip, would the company have to preload $5K onto the card? Or alternatively would employees have to get approval for each expense in advance of spending it?

I believe the company sets up a balance with Dash and all the debit cards tap that balance. So it's pre-funded but not per card.

Probably true, but it's pretty nice being able to accumulate hotel points/airline miles/car rental credits/etc while on the company dime.

That's a company decision and many/most prefer/require employees to use company cards.