EMI means credit. Credit cards paid via "Equal Monthly Installments." Financing with monthly payments towards a loan or product purchase. Consider that businesses like Best Buy and Victoria's Secret offer financing on their own store-specific credit cards.

The clue is in the context from the article:

  It’s like the people there live on EMIs. Cars, phones, 
  everything. And even the lower middle class can afford 
  this stuff. It’s like everyone has an iPhone.

Also, my personal favorite:

  Grinding. The dance form.

...honestly, I'm an American, and I can't believe that one either.

ah thanks. exactly the same happens here in chile. even at the supermarket, they ask if you want to pay in installments.

If I had to place a bet on why one might catch fire, it would probably be the combination of constant abuse demo models take, along with the presence of a defective battery, and finally a crapload of free apps piling on background processes that keep the CPU and chasis at an elevated temperature, stressing the problematic battery.

All this combined with the final, fatal recharge cycle which added additional heat to the battery, and poof!

What do you mean by "curb crawled"? Does that refer to being solicited, or what?

It is the UK term for soliciting from a car. Forgot about variations in language.

Most police forces will now prosecute but they didn't until about 5 to 10 years ago.

Ah ha, so it's a drive by! Makes sense why that would warrant a special term, and why I haven't experienced it.

Anywhere but "the cloud."

I desire actual control over my backups and who might have access to them. I spend money on redundant external drives, and spare parts for said drives. I keep track of the age of my drives, the degree of usage/wear-and-tear they're subjected to, their warranties, and failure rates for sister drives of same make and model purchased at the same time.

I don't worry about having a convenient interface to facilitate browsing through my backups. All I want is a bulk file system with no meta-data (no xml files, no db files). When forced to resort to restoring from backup, one is already faced with degrees of inconvenience. If the backup media is more convenient than the normal general-purpose everyday-use storage, then why is the backup media playing second banana to the day-to-day system?

Do you rotate your drives out to multiple secure storage facilitates? Do you have a plans against theft and fire?

You can have all the redundant copies in the world, but one earthquake won't respect your availability requirements.

So store the NAS in another city.

Interesting perspective, thanks for sharing. I do agree that the level of simplicity offered by a local NAS is hard to beat, especially when it comes to privacy.