Unrelated, out of curiosity. In a 300 page mortgage document, there’s probably >90% of boilerplate with a few pages of custom content. Hypothetically, you could generate those <10% and then stitch it together with the rest onsite.
Street smart! But yes, programmatic merging does get complex, especially with large document sizes. It's a balancing act between functionality and handling those technical challenges!
The question I’ve been thinking about: what’s a better time to quit —- in a downturn or when things are going up?
If you can hold on to a job in a downturn, it’s a good opportunity to invest when the market is lower (which interestingly is not exactly the case now) so that you can benefit from it later.
But I guess the best time to quit is when you’re ready. Regardless of where in the cycle it is.
There are brands (and probably is market dependent too) where this isn’t always true. Where I live, a 3 year old Toyota or Honda costs 10-15% less than a new one. In that case, it doesn’t really make sense to buy a used one if you can afford it.
Still, I also buy cars used. But I go ~10 year old, from a reputable low maintenance brand and model.
> The fear of being in debt would also lead to better and more careful driving
Let’s try to apply that to a different area: “The fear of being in debt would also lead to better and more careful choice of which college people choose to go to.”
Worked out well actually, it's not a more careful choice but plenty of people including myself avoided college because of the debt and then you most of the military enlisted population who are only there to avoid college debt. So people do respond to the threat of debt.
With cars it might result in less car ownership and better public transport (more people need to use it), which is also nice for the climate. But the law itself is filled with financial penalties to reduce bad behavior, how is this different?
The ultimate goal though is to kill the parasite which is the middle man mandatory insurance.
Try FIP radio. Free, no ads, and really good music picks to my taste. Beats Spotify and everything else I’ve tried in terms of finding new music or listening to something in the background.
TBH, I still have a Spotify subscription for listening on demand.
I’ve been thinking about this too. And it’s also usually used as a counter-argument to people wanting to get out of their jobs.
However, here’s what I realized: most people work in “regular” 9-5 jobs. That includes “tech people”, who like to think of themselves as artists, but are not. And it takes like 2 decades to get trained to do a regular job if you take into account k-12 (which trains you to be a 9-5 worker and discourages anything else), uni, and the first few years of professional experience.
So is it that surprising that once you get disillusioned with being a 9-5 worker it would take you at the very least few years to figure out how to not be one?
What I’m trying to say is it should be expected to not know what you want to do. Because even getting to the point where you could do what 90% of the population does take a tremendous amount of effort. So once you want to do something else, it will take a while to figure out too. And you can totally fail along the way as well.
Didn’t we have this experiment during Covid where many people found themselves being paid, sometimes for 2 years, to just wait till their job comes back? I don’t think many became artists (surely, some did). But there were also a lot of stories of increased depression, addiction, and despair.
I’m not saying it’s better to do a bullshit job that getting paid to do nothing. I’m just saying it doesn’t seem to be as simple.
