Hacker Newsnew | past | comments | ask | show | jobs | submit | throwway120385's commentslogin

Can't speak for OP but my spouse has set up a private GroupMe for posting events for a group, but otherwise everyone shares pictures using text messages. We don't post any pictures of our kid where strangers can easily get access to them and we've read the privacy policy of every service we've ever used.

I was considering self-hosting something for a while but she found it more sensible to do it this way.

Every once in a while she logs into Facebook to post something on Marketplace and immediately gets completely sidetracked by their algorithm and design. Then she gets frustrated and we just put the thing she wanted to sell on the corner instead.


It's not enough for them to be "better" than a human. When they fail they also have to fail in a way that is legible to a human. I've seen ML systems fail in scenarios that are obvious to a human and succeed in scenarios where a human would have found it impossible. The opposite needs to be the case for them to be generally accepted as equivalent, and especially the failure modes need to be confined to cases where a human would have also failed. In the situations I've seen, customers have been upset about the performance of the ML model because the solution to the problem was patently obvious to them. They've been probably more upset about that than about situations where the ML model fails and the end customer also fails.

They meet stiff resistance because they're always done at election time and only selectively.

Voter ID laws are a non-starter because historically they've been used, along with literacy tests and civics tests, to disenfranchise people who can't get an ID. For example, in Idaho you must have "proof of your identity and age" like a birth certificate or citizenship certificate, plus proof of residency like a utility bill or rental agreement or employment record.

These things are easy for most people to provide, but people who are in unstable living situations may find these things impossible to provide. Requiring those people to provide ID at the polls would effectively disenfranchise them.


No, what the judge is saying is that just arguing that you're allowed to do whatever "gun things" you want because of the 2nd amendment in a state district court is specious. You can argue the merits of the specific case based on the precedent in that and other courts that have jurisdiction but simply standing up and arguing baldly that the 2nd amendment lets you make guns and sell them without a serial number doesn't carry water. To make that argument you'd first have to take the F out of ATF and roll back a lot of case law that exists at the federal level that does give states the right to enact some controls.

It's a gross oversimplification of what the judge was trying to say to imply that they don't care about the 2nd amendment or the constitution.


> arguing baldly that the 2nd amendment lets you make guns and sell them without a serial number

I'm not familiar with the details of the case but, reading the thread, it seems this didn't occur if the guns "never even left his house".


Such a thing could have been phrased better by the judge in such a scenario. I personally feel the statement that was made was unprofessional at best.

This has nothing to do with the federal laws that are enforced by ATF ... what he did was totally legally federally.

And he didn't sell them, you pulled that out of your ass.

It doesn't appear you have any familiarity with the case yet you purport to understand what the judge was saying by completely mischaracterizing the case with outright falsehoods. But I suppose if you just tell straight up lies confidently enough, someone will believe you!


The problem with that thinking is that you have to have the will to act to stop tyranny, and no amount of armament will give you the will or the foresight to see it.

> The real fix is that we need to get rid of immunity for legislators. When they violate the civil rights of the constitutional rights of citizens through their actions, they must be held personally liable and must go to jail.

Why are you so angry about this?


If someone prevents you from exercising your right to vote, would you be angry?

What evidence is there of that?

Because we're failing to hold those billionaires accountable to the system that allows them to accumulate their wealth.

Bingo!

A lot of that here in the US is because we've lost the will to participate in the systems that establish these things. We leave that to other people, and those other people represent our interests poorly. The people in a democracy take a really long time to effect change. It can be a life's work for some people. But the premise is that if we can find common ground we can eventually see some of our ideas take shape. That does still work here, but we have to actually have real conversations with each other that respect each others' differences to get anywhere.

After a bit it just comes down to motivation. Who wants to win more: 1. Someone who has everyone's best interests at heart so is unwilling to really run against anyone and is trying to balance out support for multiple conflicting groups all while learning the landscape and job or 2. Someone who knows they can use the position to get tens of millions of dollars, and are supported by a few large groups similarly motivated? This is how you get people like Va Lecia Adams Kellum and Karen Bass.

The other way to avoid a pre-existing condition is to just avoid medical care entirely.

Ah yes, the 4chan retirement plan. Die of a preventable cause at age 42 while waiting for your captcha.

If you accept that cancer is a death sentence, it’s not absurd to “self fund” your insurance with a nest egg.

You can shop around quite a bit for non urgent care, and get good cash discount.


If you accept cancer as a death sentence, you're an idiot. I had cancer at age 41. If I left it untreated, sure I'd be dead, probably by age 43. But I'm not an idiot, I had good health insurance, I was treated, and now that health event is over twenty years in the past.

Had I self-funded with a (non-existent) nest egg, I would still be in debt over $600k. Instead, my insurance had to deal with that...


600k once in 40 years is cheap compared to the total cost of insurance, especially when you consider the compound interest you could have made on premiums not paid, plus with the freedom to get cancer care cheaper someplace privately outside the US.

Your insurance company got the last laugh by a long shot. A typical family on insurance would pay $600,000 (between their take-home and the reduced wages paid by employers to cover insurance) in just 25 years, and that's before considering the opportunity cost of lost investments/yield.


Are you really suggesting that a family should not have insurance at all and save the money?

I have been working for 30 years and have never once paid more than $10K a year for insurance across 10 jobs 15 of those years were a family plan.

Hell one of those jobs was with Amazon - the company with the shittiest benefit package in all of BigTech and even then I only $12K with a family plan. Right now we pay around $10K - my wife myself and my adult but under 26 (step)son


You've likely paid at least $18k if not more like $25k for that insurance in the form of wage income moved to benefit income. The government's tax and regulatory environment post WWII just ensures that unless you choose to take it as 1099 income, your potential 1099 income gets reflected in reduced W2 wages that are paid out in benefits.

You might claim that if your employer didn't offer that benefit they'd just pay nothing, but required health benefits function much as payroll taxes which economists have showed are largely reflected in the form of reduced incomes. That is, you are paying it ~all one way or another.


We know exactly how much your employer pays for their share of your health benefits. That was also part of the ACA to disclose it to employees.

You’re not wrong - I think it’s around 2/3rds so for me it would be around $36K a year all in if I had to do COBRA.


My annual premium for insurance was roughly $2400/year. Since then, it's gone to about $6k per annum. Even compounded at whatever the S&P500 returns for a 40 year interval, I'm pretty sure I'm ahead of the game. If you think I've lost $600K by having work provided insurance, we're not dealing with the same level of reality.

While I won’t argue insurance wasn’t overall beneficial in your case…

There is no way that $600,000 is the cash price for cancer treatment (especially 20 years ago, but also today).

The average cost of cancer treatment is $150k [1], and lower with cash price + shopping.

[1] https://treatcancer.com/blog/cost-of-cancer/


I stopped cataloging the invoices after it hit $1.6M. Granted that's what the providers would bill my insurance, and we all know those are funny numbers, and while I'm sure that a concentrated effort to negotiate cheaper cash prices might have been productive, there's still the fact that I would have had to have $600k or so readily available. HYSA yields were pretty low for most of this time period, and if I had kept that kind of money in a stock portfolio, taxes would have killed me.

And it's beside the point. 99% of Americans can't afford to build a $600k nest egg just to cover medical expenses. THAT'S WHAT INSURANCE IS FOR!


Also, I wonder if this is skewed by more affordable treatments for things like basal cell carcinoma or prostate cancer that doesn't require surgical intervention. In my case, I had full on chemo, rad treatment, surgery, and more chemo. Wouldn't wish it on my worst enemy, but I'm sure as hell glad I had good insurance. Dealing with the medical side was traumatic enough, I don't think I or anyone in my family had the bandwidth to deal with negotiating cash deals with multiple providers.

How much of a nest egg do you think would let you afford a major operation like heart surgery or cancer care?

Read the qualifier.

And heart surgery is ~$60k. [1]

That's <36 months of insurance premiums according to the earlier poster.

[1] https://cost.sidecarhealth.com/ts/heart-bypass-surgery-cost-...


It cost $30k for a loved one just to go to the hospital when their heart "felt weird" but absolutely nothing turned out to be wrong and all they did was run a couple quick scans and tests. I do agree with the overall idea of what you're saying that usually the premiums are way more than what you could get care for if you just saved the money, but the numbers on the website seem very wrong. I realize it's a total anecdote but from loved one's bills it is $20-30k just to get in the door and that is if actually nothing is wrong and there is no heart attack yet they're quoting $30k for an actual heart attack care.

That's the pricing when you have insurance. It is cheaper if you don't.

This is one of the most insane things that I have realized... I have terrible insurance (in case), but I generally don't present it as it is much cheaper and faster to pay cash...

I think we can all agree that the current system is just... ridiculous

I used to be fearful of health concerns, but now I'm a carnivore and just feel great.


I have never in my 30 year career paid more than $10K a year for health care across 10 jobs and that’s including working at Amazon with their shitty benefit package

In my 15 year career, I have never paid less than $10k per year for just me and my wife for health insurance. And I basically try to pick the most sensible and affordable option, not luxury plans.

In the last 15 years I’ve worked for: General Electric when it was still a F10 company and more recently Amazon along with a 60 person startup where the family plan was $150 a month. (2018-2020) and two mid size companies in between and now I work for a mid size 1000+ person consulting company

And if you want data instead of anecdotes

https://www.business.com/articles/health-insurance-costs-thi...


Makes sense, I have never worked for a company with more than 200 employees or so. NYC area.

Even a minor one.

What are you smoking? My parents are in their 80s, both 15+ and 20+ years cancer free. At least in my mom's case (colon), not having surgery + chemo probably WOULD have been a death sentence. In Canada, their total out-of-pocket costs (other than transportation to/from the hospital) was like $15 for some painkillers.

Guidelines | FAQ | Lists | API | Security | Legal | Apply to YC | Contact

Search: