To me, it's simpler. You have people who 'believe' in the current system and their role in keeping it stable and sustainable. And, you have people who don't believe or just don't care.
I am unfortunately a believer. I've always wanted to disregard the whole silly, archaic system, but I can't. I'm very 'responsible' by nurture. My spouse is also a believer. We have a very stable relationship, we're very responsible, trustable, and, of course, have perfect credit scores all because of our silly beliefs.
>You have people who 'believe' in the current system and their role in keeping it stable and sustainable.
I'm not sure what you mean by 'believe' but it makes it sound like there aren't obvious, objective benefits to paying bills and having a good credit score. I don't like the system either, but it results in me not having to pay higher interest rates on loans, not having to put down large deposits for rent, getting to purchase things on credit, etc.
I am unfortunately a believer. I've always wanted to disregard the whole silly, archaic system, but I can't. I'm very 'responsible' by nurture. My spouse is also a believer. We have a very stable relationship, we're very responsible, trustable, and, of course, have perfect credit scores all because of our silly beliefs.