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Not all banks are the same. Which is why the likes of Revolut and N26 and all the new tech banks are disrupting the market. PDS2 (New EU legislation that mandates banks open their APIs) will likely dominate.

Other banks are paying for their tech sins with technical debt -- paying Cobol devs ludicrious money because there is no one else.

Can't see traditional banks with this attitude of placing bodies in seats surviving long term.



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