My mailbox is full of unsolicited offers from financial services companies, already filled out, they just have to be sent back. It is a huge liability.

Including social security numbers and other unique identifiers?

The number of American companies that will assign debt to your name without reasonable identity verification is greater than zero.

I'll save you a direct source and offer this: do you live in the US? In a state with lax consumer protection laws regarding payday loans?

Just do a quick search for online payday loan and start up, if you dare, a few applications and see how easy it is to get a high interest payday loan just by possessing a driver's license that you can scan and upload.

Doesn't even have to be yours. Long as it isn't expired. It is shockingly and worryingly easy.

Now if you're wondering how they managed to take out a loan in my name with nothing but a driver's license and no SSN or anything else, to that I would say ask my attorney because four years and a sum of money I'd rather have spent on more fruitful things like maybe buying a house--we still don't know, and neither does "Speedy Cash".