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I don't think it's crazy with some budgeting. These numbers seem pretty conservative for most parts of the country:

Monthly take-home income (after health insurance, taxes, and 10% retirement): $6000

Rent/mortgage: $1200

Car payments: $750

Student loan minimum payments: $750

Shopping: $600

Groceries: $500

Savings: $250

Transport/auto maintenance: $200

Restaurants/bars: $200

Utilities: $200

Subscriptions: $100

Other insurance: $100

Haircuts/cosmetics/etc: $75

Pet care: $50

That leaves ~$1000 for paying down debt, saving for things like vacations, furniture upgrades, etc. I'm probably missing some things, but I'm also being pretty conservative with most categories. Many things will also vary by region.

EDIT: Some updates to figures.



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