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In Norway most banks have been using 2FA for 15 years or more I think.

Recently however it has become somewhat less strict it feels[0] and I can now log in to my bank app using FaceID or a pin code.

Normal bank websites still demand a code from a hardware token (think RSA key, but with a pincode and sequence-based instead of time based.)

[0]: I realize it might be that they are just as strict only doing more work in background to verify me instead of bugging me.



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