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In the UK we have something called the "small claims court". The maximum compensation you can claim at the small claims court is £5000, but the important thing is: even if you lose, the company you're suing can't claim their legal fees back. All you can lose is your court fee (somewhere from £35 to £150 depending on the claim amount).

The idea of the small claims court is that you don't use a lawyer, so there are no complicated forms to fill in, and if it goes to court you just present your evidence in front of a magistrate in plain English with no legal mumbo jumbo.

Starting a case in the small claims is usually a splendid way to force your way past the army of bots and AI customer service shields, and get your complaint seen by a real person. It usually gets things resolved very quickly. But not always... here's a good story:

Last year I was overcharged £6 by Opodo on the credit card surcharge for a flight booking. I spent two hours going round in circles with their Facebook Messenger automated customer service bot. There were no other contact methods given. So I took them to court, claiming:

Claim: £6.23

My time interacting with chat bot (2hr 22min) @ £100/hr: £236.67

My time preparing claim (1hr) @ £100/hr: £100.00

Court fee: £35

Total: £377.90

... which I think is extremely reasonable of me. They didn't file a defense, so I won the case by default. Even after winning the case, I still had no method of contacting them, and no payment was forthcoming, so I went to the next step which is to file for a warrant.

This cost an extra £95 but it included a bailiff visiting their office, who would be able to take goods to the value of my claim. Bring it on, I say! So I apply for my warrant and wait.

Nothing happens for 6 weeks (this is in the depths of the first lockdown so I wasn't surprised by the radio silence).

Then I get a call from a very helpful chap who tells me he's the bailiff. He says I probably shouldn't hold my breath waiting for this money because the registered office is just a plaque on the fall with no staff or office... and he has FIFTEEN warrants outstanding for Opodo.

The next step would be a warrant against Opodo's bank which would allow me to freeze their account... but there was no easy way to do this and would probably require a lot of paperwork. So I gave up. My belief in the UK criminal justice system shattered.

Then about a month later I got an email from Opodo:

"We are contacting you from Opodo after receiving the Judgement for Claimant. In order to proceed with your refund of £377,90, ..."

... and within a couple of weeks they had paid me in full! I'd highly recommend the small claims court - it takes literally five minutes to file a claim here... check out: https://www.moneyclaim.gov.uk/



The same procedure is available in the EU (except, strangely, in Denmark?): https://europa.eu/youreurope/business/dealing-with-customers...


The US also has small claims court, with the primary advantage being no lawyers and low fees.

The whole "can't get legal fees" is moot in the US since awarding of legal fees to the winner is extremely rare.




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