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If you're paying for some chicken wings, then you're clearly not actually paying with bitcoin as the transaction fee would cost more than your dinner.

From the sound of it the "Chivo app" is what you have to use - so government must be banking bitcoin and then issuing "Chivo-money" that's actually exchanged, backed by the bitcoin reserve.

Bit like the old 'gold standard'. What's interesting though, is that the transfers are going to be asymmetric - bitcoins being sent in as remittance, then traded internally as Chivo-coins. I guess there has to be a mechanism to allow conversion back to BTC (and then maybe dollars) to import goods - but the circulating Chivo-coin is value that's been conjured out of thin air (as long as there's confidence it's still backed up with BTC).

All quite fascinating - either a stroke of genius, or a disaster in the making.



You're wrong. They are completing bitcoin transactions on lightning network, which is built upon the base bitcoin block chain (it's a layer two). Thus, the cost of spending bitcoin for some chicken wings is virtually free.


People still talking about high Bitcoin transaction fees pretending like the Lightning Network doesn't exist... it's almost as though they aren't keeping up with latest developments in the space, instead relying on old information they formed their initial opinion on.

Also El Salvadorians can use any app/wallet they want to transact over Bitcoin/LN. However, the government provides incentives to use Chivo. If the government is too exploitative people will move away from Chivo.


Once Chivo has 50% of the market, can they add a fee to send the BTC from/to other Lightning wallets?

Is there any guaranty that the database in Chivo is 100% backed by BTC?


Chivo is a fiat on/off to bitcoin lightning network. You are free to use any lightning supported wallet, maybe even Twitter.

If you are a merchant you can accept BTC via lightning but settle in USD if you wish.

Transactions costs are around $0.0005.


Chivo uses the lightning network - transaction fees are close to 0!


Correction.

Chivo is compatible with the lightning network, but Chivo to Chivo transactions are just centralized database updates.

That's still really great, because people are perfectly free to use any other LN app (both custodied and self-custodied options available) to interact with Chivo users if they don't trust the El Salvador government app.

This open network is why Bitcoin + Lightning will win.


Ok, thanks!


You are 5 light-years away from crypto industry.


I clearly am. I'll see if I can downvote myself.




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