I carry between £30 and £200. I aim to have about £100.
I have a single debit card, and a credit card I haven't used for years (I always failed to pay it off at the end of the month). The reason I carry cash is in case my debit card stops working - suspended by the bank due to suspected fraud, card stops working in card-readers, bank decides to close my account without warning or explanation.
£100 should last me a couple of days, in which time (hopefully) any problem with the card should be resolvable.
I don't carry shrapnel any more. I don't use cash in shops, unless they have a minimum card spend (then I have to carry the shrapnel change home). COVID has led to many shops having a preference for card payment, so I comply.
Perhaps I should peel off all but £30, and keep it somewhere safe at home. But I'm not afraid of being robbed in the street.
I have a single debit card, and a credit card I haven't used for years (I always failed to pay it off at the end of the month). The reason I carry cash is in case my debit card stops working - suspended by the bank due to suspected fraud, card stops working in card-readers, bank decides to close my account without warning or explanation.
£100 should last me a couple of days, in which time (hopefully) any problem with the card should be resolvable.
I don't carry shrapnel any more. I don't use cash in shops, unless they have a minimum card spend (then I have to carry the shrapnel change home). COVID has led to many shops having a preference for card payment, so I comply.
Perhaps I should peel off all but £30, and keep it somewhere safe at home. But I'm not afraid of being robbed in the street.