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> success comes from hard work

The poor work very hard.

> and the courage to take advantage of the opportunities that time presents to everyone from time to time.

It's very easy to take risks when you can fall back on mommy and daddy's wealth if something goes wrong. It's easy to grab opportunities when mommy or daddy can co-sign your loan or put up the downpayment.

Those things are true even moderate amounts of stability or wealth.



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