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Yup, this is my stance as well. I switched to a cash-friendly bank, I always carry a few bills on me, and I prefer to shop at stores that do take cash. (This is in a region of the world that's virtually cashless in everyday business.)

When people hear this they assume I must be anti-electronic payment but that's far from true. I love the convenience.

I just think it's really, really important we retain the option of physical cash, and hope that we rarely have to exercise it. It's worth the additional investment to achieve resilience.



There is also something very pleasant about the feeling of cash. It establishes a permanence and a respect for the currency that has to figure into the psychology of money.




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