I banked with two credit unions and both nickel-and-dimed me with ridiculous fees. A coworker of mine has filed suit against the credit union at my current job.
I have banked with a huge commercial bank for the past twenty years and never had any issues. YMMV
My experience is the opposite - Chase nickle and dimed me and made me pay fees if I didn't jump through certain hoops. It made me go back to my credit union.
I have banked with a huge commercial bank for the past twenty years and never had any issues. YMMV