If so, the idea you can safely leave stuff in a car is the triumph of anecdotes over data.
Long ago when starting a software & network company, I got a commercial insurance policy on the computer equipment. It covered everything, suprisingly including the usual exceptions such as war, terrorism, Acts Of God, lightning, fire, etc.
But, there was ONE thing it did not cover:
"Theft from an unattended motor vehicle".
I took the hint and to this day never leave anything in a parked car, and never had anything stolen, and I have friends who didn't follow it and have been robbed that way, sometimes literally in <10 min. I know people in some areas (and these aren't bad areas, parking at beaches, yacht clubs, ski areas, etc.) who leave their cars unlocked with trunklids popped open.
The actuaries have data and know some things ordinary people don't.
Theft from a parked car would typically be covered under an auto or homeowners insurance policy, and most of those contain no such exclusions (although there are limits on covered losses). I don't understand what point you're trying to make by bringing up commercial insurance which is irrelevant to most people.
That the actuaries of that insurance know it was such a big problem they expressly excluded it.
Also, many auto and homeowners insurance policies have low (or no) coverage for personal property theft in cases like this, at least for computers, etc. unless you expressly pay for it.
Long ago when starting a software & network company, I got a commercial insurance policy on the computer equipment. It covered everything, suprisingly including the usual exceptions such as war, terrorism, Acts Of God, lightning, fire, etc.
But, there was ONE thing it did not cover:
"Theft from an unattended motor vehicle".
I took the hint and to this day never leave anything in a parked car, and never had anything stolen, and I have friends who didn't follow it and have been robbed that way, sometimes literally in <10 min. I know people in some areas (and these aren't bad areas, parking at beaches, yacht clubs, ski areas, etc.) who leave their cars unlocked with trunklids popped open.
The actuaries have data and know some things ordinary people don't.
When you get that info, listen.