It is a finite supply that can be build upon over time. That's why the prices are going up. If everyone suddenly had the same amount of money as the "consumption class", some of the millionaire would have had to prepare the food and clean the toilets. The whole idea of money is that it is something you are supposed to receive for creating value and use it to extract value from others by trading it. Fiat, gold, crypto - it doesn't matter - you can't consume it directly. When you have a lot of people who own a lot of money but not enough people to do the stuff, prices go up. Basic supply-demand stuff.
The real economy is not elastic enough to handle increase in demand instantly. It takes years to train people to do the things that are taken for granted.
Think of it like the developer salaries in the USA when the money poured in, until it stopped.
The finite supply is space, not DJs.
And that’s a mostly political problem as it’s not like there is a lack of space in general, but what you are allowed to do with that space.
Someone needs to turn stuff into an Apartment or a burger no matter how libertarian or communist the policies are. It takes time, it transforms a society.
Generally speaking, money is for bookkeeping among agents that produce and consume value and the production and consumption has natural speed within the laws of physics. When people who move around faster and demand stuff to consume than the people who produce, then you have local bubbles that disrupts the society.
Also, since the output of the people is finite the larger is your elite class the less stuff to consume for everyone. Better have you elites becoming elites because they dramatically increased the production of the stuff they consume(for example, they might have invented the internet and the services on it and improved efficiency of trade or they might have made great music and improved the working conditions of people who work in insulation, thus more people accepted the job etc.). If you have an elite that is growing faster than they improve the yield, then you have a parasitic class that might end up destroyed if grows too big.
The real economy is not elastic enough to handle increase in demand instantly. It takes years to train people to do the things that are taken for granted.
Think of it like the developer salaries in the USA when the money poured in, until it stopped.