Why just $400K why not $800K? Why not $1.6M? $1.99M? Why not just a contract that you pay the college 95% of whatever you make above the median HS graduate salary every year? I mean they're letting you keep 5% of the earnings you're only getting because of them, you should be happy with that, right?

Just because $2M > $400K doesn't mean it's objectively worth that amount of money.