I’d go with closed cycle Stirling engines. Even better efficiency than open water boiling.
The general rtg use cases care less about efficiency than long term reliability though so that’s why they use thermocouples. But it would be reasonably trivial to use a Stirling engine instead (unless you’re going to extreme environments where mechanical parts no longer work well)
I'm not sure it is: from that Wiki page, it sounds like RTGs can't quickly ramp up/down power generation or turn off, which that Westinghouse page says can be done.
They make heat constantly. You’re free to convert that heat to electricity or not at your leisure though. It’s no different to choosing not to draw power from a solar panel in the sun. Not a problem.
Legality aside, could one design a desktop RTG with a practical power output? Say with an open-cycle boiling-water design, to keep things simple.
[1] https://en.wikipedia.org/wiki/Radioisotope_thermoelectric_ge...