Between the 0% real rate of return on investments, 0% cost of selling your home, no HOAs, this seems to low-ball cost of ownership by at least 10%. Couldn't even come within 10 years of the NYTimes rent vs buy with my assumptions. Not to mention that this uses a 4% mortgage rate and then offers consumers 4.65% loans.
But when putting people in loans in the only way to monetize, it is going to be hard to give unbiased advice.
Hi, looks like we need to make our assumptions clearer. We assume an approximate 6% cost on selling a home (changes regionally). You will be able to flex your ROI shortly.
Not sure I understand the point about 4% vs 4.65%. If you see a rate of 4% on our site you can execute at that price. If you have problems with the bank, let us know and we'll go to bat for you but everything on our site is actionable.
But when putting people in loans in the only way to monetize, it is going to be hard to give unbiased advice.