There's an add-on called sponsor block, which works remarkably well, that will just skip sponsored ads inside videos.

SponsorBlock is amazing. It tells you how much time you've saved. It adds up quick. I can't say I've met anyone who misses random two minute breaks about weird scam cooking services, etc.

I don't use sponsor block and don't think I've ever seen an ad like that.

I'd like to think some content creators are more scrupulous than others, and I have good enough taste not to watch the unscrupulous ones ;-)

Some creators do a better job and anyone is free to whitelist those creators. There are a few creators I have whitelisted, but to be honest, they don't run "better" ads than other creators. Sure, some make them more "digestible" by making them jokes, but even a content creator I support a ton is still just running your basic Squarespace ads. Creators do the best they can to map the available sponsorships to their audience, but the fact remains that the lions share of sponsorships available are for services we are not interested in and advertising has stopped being an effective way to lure audiences.

Depends on the Premium tier.

But yes, uBlock and Sponsorblock together do a much better job of removing the ads.

There's also a button to skip commonly skipped sections - basically sponsor skip.