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It's not quite what it seems.

I'd picked up a contract in the UK and relocated to the client and created a company for the contract.

I then tried to get a business bank account with a normal bank, and failed.

Metro bank took forever and tons of info and then said no.

(I issued a GDPR data access to see if I could find out anything. After a while, they sent me the same letter twice, arriving on the same day, telling me they had performed the data deletion I had requested.)

HSBC seemed to lose the application - it disappeared. It had been challenging to make in the first place, the application process was confused and confusing (and that was in the bank with help). I didn't try again (and there wasn't really time to try again - the client was already having to hold off paying me, which is awkward for them).

I looked at some others, Lloyds and Barclays, and it's been a while so I can't remember why but they didn't pan out.

TransferWise was my final choice.

When the contract was done, I left the UK, so no opportunity to open further bank accounts in UK for the business.



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