> In other words, if you ever need to install anything on your device, you do need to worry.
No, its "If you ever need to install some random app from the play, you do need to worry"
I installed the Teams app and Torque Pro today. I am not worried. I've also got the Sherlock games (purchased way back when) that I have yet to install on my new phone.
Installing that app also will not worry me. These apps are trusted because of the authors, not because of the Play store.
Worry is not binary, it's a probability, and you are at high risk if you're installing every rando's app on your phone and low risk if you are not.