In general, I have problems with all credit card processing laws and companies. The actions of Visa and Mastercard when they "blacklisted" Julian Assange are especially troubling. The federal govt. allows these companies to position themselves where they can literally destroy a business in just a few days or weeks (mine could last only 2 weeks or so without them) and no one seems to care, we (and our courts - DOJ) are more concerned with whether or not Microsoft, Google, Mozilla or AOL makes the free browser you are using.