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Right, there can be fees imposed on top of the fund's price itself but that doesn't mean the fund isn't trading at NAV.


Well, I said "purchase" rather than "trading". And you can't purchase at the NAV price if they're adding fees on top of it.


There are a great many no-load funds. A cost-sensitive investor will naturally buy index funds, and all the major IRA custodians offer at minimum, their in-house index funds fee free.




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