There is a lot more secret sauce out there than you hear about. By definition you don't hear about it. There's rarely any incentive for companies to talk about it. Many people inside a company might not even realize what it is at their company!
A great example is PayPal. According to Max Levchin their custom fraud detection system was the only reason they were able to stay in business.
A great example is PayPal. According to Max Levchin their custom fraud detection system was the only reason they were able to stay in business.