I think your motivation makes (some) sense. But there are real issues with getting from here to there, and I'm not sure you are addressing them.
How do nail manicurest take part in a system they can't afford?
Traditional welfare systems do this by redistribution. In the US that seems to be a dirty word, but I think it's a perfectly valuable approach.
Another possibility is the Union-retirement-plan model, where a group of workers has sufficient market power to force employers to subsidise the welfare of group members who aren't working.
Neither of these seem to be your approach.
So how does it work? The key question is how do you stop non group members joining your group?
> The key question is how do you stop non group members joining your group?
This is up to the group to decide. To join a group the group must approve you to join.
The more groups there are, the more choice people have. It's healthy competition as per usual free market capitalism, but with some decency and wisdom thrown in.
In other words, everyone ends up better off. Standard of living improves for everyone involved because workers have more freedom to work on complex tasks since their brains are not per-occupied by the mundane and they are happy.
How do nail manicurest take part in a system they can't afford?
Traditional welfare systems do this by redistribution. In the US that seems to be a dirty word, but I think it's a perfectly valuable approach.
Another possibility is the Union-retirement-plan model, where a group of workers has sufficient market power to force employers to subsidise the welfare of group members who aren't working.
Neither of these seem to be your approach.
So how does it work? The key question is how do you stop non group members joining your group?